- Do I need a personal injury lawyer?
Answer: In our experience, most serious injury cases require some sort of Court action before they are resolved either by settlement or in Court. If you have been seriously injured, it is our experience, there is almost no chance that the insurance company will make you a reasonable offer unless you have an attorney to advise and pursue your claim.
- How much does The Pope Law Firm cost?
Answer: The truth is there is no charge for an initial consultation and no charge for our representation unless we recover money damages for you. That means, if you would like for The Pope Law Firm to represent you, all you have to do is contact us. You do not have to have any money upfront just a legitimate injury case.
3. How long do I have to pursue a claim?
Answer: You have up to three years from the date of your wreck to have either settled your case or have filed a lawsuit. The one caveat to that is, if you are a representative of the estate of a person who is killed as a result of the negligence of another, you need to bring a lawsuit or have resolved the case within two years of the date of your loved one’s death.
- What should I do if I have been involved in an accident?
Answer: You should make sure to take photos with your phone of the property damage and the arrangement of the vehicles on the highway. Immediately following the collision, it may seem clear-cut to you at that point, but you will be amazed how the defendant can start to lie if there are no photographs to show where the vehicles were following the collision. You should then seek medical care if you have been injured. Documenting your injuries is important when it comes to proving to the insurance company, and later maybe even a jury, that you did in fact, have an injury that required treatment. You should speak to the investigating officer at the scene and tell him or her what happened but, following that, you should not speak to anyone until you have spoken to a personal injury attorney.
- When will my case get resolved?
Answer: Normally the property damage portion of your claim is resolved within a few days of the accident and your car is either replaced or repaired. As far as your personal injury portion, it is most important that you get the care you need to get as well as you can. We can help you arrange care at no charge upfront even if you do not have health insurance. It is not recommended that you ever consider resolving your case until you know what your final condition will be. That means either you are completely recovered or the doctors have determined that you have a permanent injury. No lawyer can tell you what the value of your case is unless they know what your final condition is going to be and whether or not you are going to suffer for the rest of your life.
- What should I bring to meet with the lawyer?
Answer: You should bring a copy of the accident report if you have it. You should also bring copies of any insurance policies that you or any member of your household has in effect at the time. The reason you should bring your own policies is because they may contain what is called “medical payments coverage” which will pay for medical expenses up to a certain amount. This coverage does not increase your rate and would not result in points or cancellation. It is simply health insurance that you have already paid for but, it only covers you for a certain amount and only covers you if you are injured in an accident.
The other side, the person that caused the accident, will still have to pay as if you have to pay those medical expenses in full. This will result in more recovery for you. In addition, you need to look very closely at the coverage limits on your policy. The standard minimum coverage in North Carolina is $30,000 per person and $60,000 total per accident. That means no one person can recover more than $30,000 in insurance. If you have a policy that is say 100/300 that means that you should have $100,000 in UIM coverage. This coverage provides insurance proceeds available up to the total amount of your coverage $100,000 minus the $30,000 that you will have received from the defendant.
Many times the only way we are able to recover an adequate amount for people is by pursuing underinsurance coverage in addition to the coverage available on the defendant.
- Why should I choose The Pope Law Firm?
Answer: We are a law firm that not only handles our own client’s cases, but also does the litigation for several of our competitors. That means that when the cases become unmanageable in a pre-suit setting, other law firm‘s hire us to file the lawsuit and finish the case, in what can be a very competitive and difficult process of trial in front of a jury. If you hire The Pope Law Firm to begin with, you do not have to worry that you will be switched off to another firm if the case becomes too complicated.